About Us
Introduction
SCRUBS Mutual Assurance Company Risk Retention Group (SCRUBS RRG) is the only Urologic specific medical professional liability insurance company. To quote Doctor Ernest Sussman, the founding Chairman of the Board of Directors of SCRUBS RRG, "SCRUBS RRG's arrival will dramatically change the environment of practicing Urologists both in the financial and patient safety arena. The surgical talent pool is remarkable, and by coming together to form SCRUBS RRG a giant step has been taken to control our destiny."
SCRUBS RRG is a medical liability insurance company formed by Urologists, owned strictly by Urologists and operated for the sole interest of its members.
Why Was SCRUBS RRG Formed?
SCRUBS RRG was formed so that Urologists may regain control of their professional liability insurance destiny. SCRUBS RRG is dedicated to assuring the long-term availability of coverage at stable and reasonable prices to the specialty. The current chaotic and uncertain environment for professional liability insurance coverage threatening many groups' ability to practice underscores the importance of this mission.
What is SCRUBS RRG's Mission?
SCRUBS RRG is committed to providing Urologists with fair and reasonable long term liability coverage. Quality physician selection and innovative risk management are the cornerstones of this mission.
What is SCRUBS RRG's Vision?
SCRUBS RRG's vision is to become the premier medical malpractice provider for practicing Urologists. SCRUBS RRG's unique methods in underwriting, claims handling and risk management will produce a program of superior quality, performance and profitability.
What are SCRUBS RRG's Values?
SCRUBS RRG's program integrity is founded on Urology specific underwriting and risk management which will ensure its success. SCRUBS RRG has implemented a pre-underwriting risk assessment (PURA) for every applicant in the program. An expert team with input from Urologists will do the assessment and report to the BOD. This initial underwrite will be used to evaluate and create a data base for follow-up benchmarking.
How is SCRUBS RRG Governed and Managed?
SCRUBS RRG is governed by a Board of Directors, the majority of which are practicing Urologists who share the passion for changing the current environment in professional liability insurance. The Board of Directors establishes & controls SCRUBS RRG's strategic mission & direction, sets company policy and oversees the management company, SCRUBS Managers, LLC (SM). SM, LLC provide day-to-day operational services.
SM, LLC, in partnering with Marsh, the principals of which have a proven track record of success in the insurance industry, has an impressive team in the PLI arena. This high-powered team has brought the best in the business in claims, underwriting, and actuarial models.
The SCRUBS RRG Professional Liability Insurance Program
Subject to advance pre-underwriting clinical evaluation, detailed professional insurance underwriting, and the receipt of completed applications from the group and each physician in the group, SCRUBS RRG will issue a professional liability insurance policy with the following provisions:
- Claims-made coverage
- Prior acts coverage, subject to advance underwriting review and approval
- Limits of Liability $1 Million / $3 Million / per physical claim / aggregate physician claim
- Incident trigger for claims made coverage
- Legal defense costs outside the limits of liability
- Coverage provided for service on professional association committees
How Do I get more information on SCRUBS RRG?
Contact us Directly!